*{margin:0;padding:0;box-sizing:border-box}
:root{--paper:#faf7f2;--card:#fff;--ink:#191a1e;--slate:#5c626d;--line:#eae4da;--ember:#e2622b;--ember-ink:#b84a1c;--ember-soft:#fdeee6;--save:#1f7a5a;--save-soft:#e5f2ec;--field:#fbfaf7}
@media(prefers-color-scheme:dark){:root{--paper:#111316;--card:#191d22;--ink:#eef1f4;--slate:#9aa3af;--line:#262b31;--ember:#ff7a45;--ember-ink:#ffb494;--ember-soft:#2a1a12;--save:#3fca9a;--save-soft:#10251d;--field:#10151a}}
html{scroll-behavior:smooth;scroll-padding-top:116px}body{background:var(--paper);color:var(--ink);line-height:1.55;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;-webkit-font-smoothing:antialiased}
.wrap{width:100%;max-width:1080px;margin:0 auto;padding:0 22px}a{color:inherit}
header{position:sticky;top:0;z-index:40;background:color-mix(in srgb,var(--paper) 90%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:62px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;letter-spacing:-.02em;font-size:17px;text-decoration:none}
.logo .mark{width:27px;height:27px;border-radius:7px;background:var(--ember);display:grid;place-items:center;color:#fff;font-size:15px}
nav{display:flex;gap:20px;align-items:center;font-size:15px}nav a{color:var(--slate);text-decoration:none}nav a:hover{color:var(--ink)}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px;margin-left:2px}
.burger span{display:block;width:22px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s,opacity .2s}
header.open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
header.open .burger span:nth-child(2){opacity:0}
header.open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobmenu{display:none}
@media(max-width:860px){nav a:not(.btn){display:none}
.burger{display:inline-flex}
header.open .mobmenu{display:flex;flex-direction:column;background:var(--card);border-bottom:1px solid var(--line);padding:2px 22px 12px}
.mobmenu a{padding:13px 2px;border-top:1px solid var(--line);color:var(--ink);text-decoration:none;font-weight:600;font-size:16px}}
.gmap{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:14px 0 30px}@media(max-width:560px){.gmap{grid-template-columns:1fr}}
.gmap a{display:flex;gap:11px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:11px;padding:12px 15px;text-decoration:none;color:var(--ink);font-weight:600;font-size:15.5px;transition:border-color .15s,color .15s}
.gmap a:hover{border-color:var(--ember);color:var(--ember)}
.gmap a i{flex:0 0 26px;height:26px;display:grid;place-items:center;background:var(--field);border-radius:7px;font-style:normal;font-weight:800;font-size:13px;color:var(--ember)}
.subnav{position:sticky;top:61px;z-index:30;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);overflow-x:auto;scrollbar-width:none}.subnav::-webkit-scrollbar{display:none}
.subnav .subrow{display:flex;gap:2px;width:max-content;margin:0 auto;padding:0 16px}
.subnav a{flex:0 0 auto;padding:13px 12px;font-size:14px;font-weight:600;color:var(--slate);text-decoration:none;border-bottom:2px solid transparent;transition:color .15s,border-color .15s}
.subnav a:hover{color:var(--ink)}.subnav a.active{color:var(--ember);border-bottom-color:var(--ember)}
.btn{display:inline-block;background:var(--ember);color:#fff;text-decoration:none;font-weight:700;padding:10px 16px;border-radius:9px;font-size:15px;border:none;cursor:pointer;transition:transform .15s,filter .15s}
.btn:hover{transform:translateY(-1px);filter:brightness(1.06)}.btn.save{background:var(--save)}
.hero{padding:clamp(40px,6vw,72px) 0 clamp(18px,3vw,28px)}
.eyebrow{font-size:12.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--ember);margin-bottom:14px}
h1{font-size:clamp(29px,4.8vw,50px);line-height:1.05;letter-spacing:-.03em;font-weight:800;text-wrap:balance}
.lede{margin-top:16px;font-size:clamp(16px,2.1vw,20px);color:var(--slate);max-width:40em}
section{padding:clamp(32px,5vw,54px) 0}.kicker{font-size:12.5px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--ember);margin-bottom:12px}
h2{font-size:clamp(22px,3.3vw,32px);letter-spacing:-.02em;font-weight:800;line-height:1.14;text-wrap:balance}.sub{margin-top:10px;color:var(--slate);font-size:17px;max-width:42em}
.grid{display:grid;gap:15px;margin-top:24px}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.g4,.g3{grid-template-columns:1fr 1fr}}@media(max-width:520px){.g4,.g3,.g2{grid-template-columns:1fr}}
.card{display:block;text-decoration:none;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:19px;transition:transform .15s,border-color .15s}
.card:hover{transform:translateY(-3px);border-color:var(--ember)}.card .ic{font-size:25px}.card h3{margin:9px 0 5px;font-size:17px}.card p{color:var(--slate);font-size:14px}
.article{max-width:760px;margin:0 auto;padding:clamp(24px,4vw,42px) 0}
.crumbs{font-size:13px;color:var(--slate);margin-bottom:14px}.crumbs a{color:var(--ember);text-decoration:none}
.answer{background:var(--ember-soft);border-left:4px solid var(--ember);border-radius:0 12px 12px 0;padding:16px 18px;margin:18px 0;font-size:17px}
.article h2{font-size:22px;margin:28px 0 8px}.article p{margin:11px 0;font-size:16.5px}.article ul{margin:11px 0 11px 22px}.article li{margin:6px 0;font-size:16.5px}
table{width:100%;border-collapse:collapse;margin:16px 0;font-size:15px}th,td{border:1px solid var(--line);padding:9px 12px;text-align:left}th{background:var(--field);font-weight:700}
.tool{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 18px 44px -32px rgba(0,0,0,.4)}
.f{margin-bottom:12px}.f label{display:block;font-size:13px;font-weight:600;margin-bottom:5px}.f input,.f select{width:100%;background:var(--field);border:1px solid var(--line);border-radius:9px;padding:11px 12px;font:inherit;font-size:15px;color:var(--ink)}
.g2f{display:grid;grid-template-columns:1fr 1fr;gap:12px}@media(max-width:520px){.g2f{grid-template-columns:1fr}}
.result{margin-top:18px;border-top:1px dashed var(--line);padding-top:16px;display:none}.result.show{display:block}.result .big{font-size:clamp(24px,5vw,38px);font-weight:800;color:var(--ember);letter-spacing:-.02em}
.bars{margin:14px 0;display:flex;flex-direction:column;gap:9px}.bar .lab{display:flex;justify-content:space-between;font-size:14px;margin-bottom:4px}
.bar .track{height:12px;background:var(--field);border:1px solid var(--line);border-radius:6px;overflow:hidden}.bar .fill{height:100%;border-radius:6px;background:var(--ember)}.bar .fill.slate{background:var(--slate)}
.prod{background:var(--field);border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-top:10px}.prod b{font-size:15.5px}.prod .m{color:var(--slate);font-size:13.5px;margin:3px 0}.prod a{display:inline-block;margin-top:6px;color:var(--ember);font-weight:700;text-decoration:none}
.cta-box{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:19px;margin:24px 0;text-align:center}
.band{background:var(--save);color:#fff;border-radius:20px;padding:clamp(26px,4vw,46px);text-align:center}.band h2{color:#fff}.band p{color:rgba(255,255,255,.86);margin:12px auto 22px;max-width:34em;font-size:17px}.band .btn{background:#fff;color:var(--save)}
.pill{display:inline-block;background:var(--save-soft);color:var(--save);font-weight:700;font-size:12.5px;padding:4px 10px;border-radius:999px}
.updated{font-size:12.5px;color:var(--slate);margin-top:8px}
footer{border-top:1px solid var(--line);padding:26px 0;color:var(--slate);font-size:13.5px;margin-top:18px}
.disclosure{background:var(--field);border:1px solid var(--line);border-radius:10px;padding:12px 16px;font-size:13px;margin:18px 0}
.fcols{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:18px}@media(max-width:720px){.fcols{grid-template-columns:1fr 1fr}}
.fcols h4{font-size:12.5px;text-transform:uppercase;letter-spacing:.06em;color:var(--ink);margin-bottom:9px}.fcols a{display:block;color:var(--slate);text-decoration:none;font-size:14px;padding:3px 0}.fcols a:hover{color:var(--ember)}
.logo .lt{display:flex;flex-direction:column;line-height:1.02}.logo .lt small{font-weight:500;font-size:11px;color:var(--slate);letter-spacing:.01em;margin-top:1px}@media(max-width:680px){.logo .lt small{display:none}}
.fgrid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}footer a{color:var(--ember-ink);text-decoration:none}